• Are often self-employed with insufficient proof of income.
  
  
• Have first mortgages from financial institutions and need to withdraw equity or need funds in addition to their first mortgage
  
  
• Often are able to qualify for Alt-A first mortgage financing but find it beneficial to do a first and second combination rather than pay the high premiums associated with many ALT-A first mortgage products.
  
  
• Also include those self-employed individuals who do not qualify for the ALT-A products.
  
  
• Have credit repayment records that are reasonably clean and well-established. We are NOT beacon score driven and have done deals occasionally for non-Canadian residents or new immigrants with limited credit histories.
  
  
• May have bruised credit resulting from problems that are isolated and explainable.

Unit 202, 15388 – 24th Avenue | Surrey, BC V4A 2J2